Everyone thinks that their 20s will be their prime. You get your first job, your first paycheck, and you’ll finally feel like a grown-up. But you’ll also have to be more accountable and responsible.

Despite wanting YOLO moments, you should be wise in your 20s. This time is crucial because your big choices will be the foundation of your future.

Try googling about great financial decisions to make in your 20s. One of the things they could say is that you start investing in properties. But when you’ve just started adulting, is it too big of a move? Will it be too risky?

In this article, we’ll show you why it’s worth investing in properties while you’re still in your early 20s.

1. Getting a Loan is Easier

The biggest concern with investing in properties is probably buying them. That’s why a lot of people head to banks for some financial assistance. But as we all know, getting your home loan application approved doesn’t come easily.

Luckily, your young age is an advantage. Applying for it while still in your 20s means that you’ve got more time to pay for your loan. You can also qualify for first-time home buyer loans and be required with smaller down payment amounts.

2. Renting Out Will Benefit You Well

When you’ve already bought your property, rent it out. If you get a place with multiple bedrooms, you split the mortgage among renters. Then, you won’t have to pay for the property anymore.

Some would put a markup price on the rent to ensure that they’re still earning. Moreover, some young professionals also use one room for themselves. As a result, they would technically have free accommodations while making money.

3. Reaching Your Audience is Easier

Being young gives you an advantage in looking for renters or new buyers of your property. You’ve got social media in your hands and the innate know-how of technology that reaches your possible market.

4. Time is on Your Side

Just like in getting loans, real estate investment has some special advantages when you’re still younger. At an early age, you can still educate yourself or get educated about this field of expertise.

More time also means that you can wait for the real estate market to grow. When the industry and market plummets, you can wait for it to recover before reselling.

5. You Can Take Things Slowly

With time as your friend, you don’t have to take huge leaps and decisions to invest and buy properties. You can start small and buy one first and experiment with it. You also have more time to try, fail, and eventually achieve.

But when you do it in your 40s or 50s, you don’t have the chance anymore.

6. Ensured Future Financial Stability

Finally, investing early in life means that you’ll be able to retire early with your earned money. You can even pay for student loans with that saved amount. More so, you’ll also learn more about finance and be more responsible in life.

But remember: Despite all the mentioned reasons, property investment is still risky. Research and ask around. It’s isn’t wise to buy properties out on a whim or just because you can. It requires maintenance, commitment, and education.

Are you looking to invest on a property? Read ”A Foreigner’s Guide to Investing a Property in the Philippines” to learn more.